Call us! (631) 760-3261
CHANGING THE WAY
HOMEOWNERSHIP
HAPPENS
YOUR MORTGAGE SHOULD NOT BE
ONE-SIZE-FITS-ALL
The type of mortgage you choose affects your down payment, need for mortgage insurance, and loan repayment time.
To find the best mortgage for your home purchase, get preapproved with a CMG Home Loans officer. This will give you a realistic idea of your budget and enhance your negotiating power when making an offer.
Contact me today for a personalized consultation
By filling out the form Here!
CHOOSE THE PERFECT PROGRAM WITH JOHN TRAMA
FHA Loans
An FHA (Federal Housing Administration) Loan is a mortgage that’s insured by the federal government and offered through FHA-approved lenders.
You can finance an FHA Loan with a down payment as low as 3.5%*, making it an affordable mortgage option for millions of home buyers, especially first-time home buyers.
Conventional Loans
Conventional Loans are the most popular type of mortgage loan. They come in a range of terms including the common 15-year and 30-year terms. Some Conventional Loans have the option for down payments as low as 3%* of the purchase price, but if you put down less than 20% you will have to add Private Mortgage Insurance (PMI) to your payment for a period of time.
&
MORE
"All In One" Loan
The All In One Loan was developed by homeowners and mortgage professionals as a solution. By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan.
© Copyrights by CMG Home Loans
All Rights Reserved.
445 Broad Hollow Rd., Suite 225,
Melville, NY 11747
BRANCH NMLS# 2477720
